David H. Kinder, RFC®, ChFC, CLU
Understanding Collateral Uses for Credit and Wealth:
What is collateral and how can I use it in my life? Learning about the various uses of collateral is not something that is discussed at...
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David H. Kinder, RFC®, ChFC, CLU
- Aug 8
- 2 min
Understanding the Safe Withdrawal Rate
A few years ago, I was talking about the Safe Withdrawal Rate with another advisor. What he asserted was that you could still grow your...
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David H. Kinder, RFC®, ChFC, CLU
- Aug 6
- 5 min
Stock Market Risk vs Index Performance Risk: Is Zero YOUR Hero?
Last month, I had the privilege to be invited and flown to the corporate office of a prominent insurance company to learn about their...
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David H. Kinder, RFC®, ChFC, CLU
- Aug 2
- 3 min
1035 Exchange Considerations
First, what is a 1035 exchange? A 1035 exchange is similar to a 1031 exchange in real estate. It preserves the tax basis and the gains...
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David H. Kinder, RFC®, ChFC, CLU
- Aug 2
- 3 min
Could YOU be a Social Security Millionaire?
Imagine you have arrived at "Mount Everest Retirement Peak" and you've finally reached the summit - the top! You’ve been saving all your...
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David H. Kinder, RFC®, ChFC, CLU
- May 18
- 3 min
Myth #17: "Just Invest the same way that insurance companies do... without the costs!"
One common response or objection to life insurance and annuity insurance contracts is that, because they have various expenses or...
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David H. Kinder, RFC®, ChFC, CLU
- Apr 13
- 2 min
Selling Depreciated Real Estate CAN be WORSE than a 401(k) for taxes!!
First my caveat/disclosure: I am NOT an expert in this area. I will reference a couple of links to help round out what I'm going to...
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David H. Kinder, RFC®, ChFC, CLU
- Dec 20, 2021
- 3 min
Myth #16: "I'm going to be in a lower tax bracket when I retire."
This is a common phrase that I hear from traditional planners, advisors, CPAs, and attorneys. Here's what's interesting about this...
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David H. Kinder, RFC®, ChFC, CLU
- Dec 1, 2021
- 3 min
The AVERAGE American Pays More Than $525,000 in Tax Over A Lifetime!!!
Republished from: https://www.cpapracticeadvisor.com/tax-compliance/news/21211629/americans-pay-more-than-525000-in-tax-over-a-lifetime...
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David H. Kinder, RFC®, ChFC, CLU
- Oct 25, 2021
- 4 min
When is compounding interest NOT in your best interest?
In the world of financial advice, this would sound like heresy. Why would anyone NOT want compound interest on their wealth? Wasn't...
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