Investments will LOWER Your Potential Retirement Income! (Safe Withdrawal Rate)

Updated: Oct 16, 2020

About 4 years ago, Morningstar Research, Inc., adjusted their recommendations of a 4% "safe" withdrawal rate... to a 2.8% "safe" withdrawal rate.

Morningstar: Time for the 3% Withdrawal Rule?

Seeking Alpha: Is The 4% Rule Becoming The 2% Rule?

Chicago Tribune: The Journey: Study Warns 4% retirement rule is no longer safe

Morningstar: What History Says About Safe Retirement-Withdrawal Rates

ThinkAdvisor: Wade Pfau: Coronavirus Tears Up 4% Rule