How and Why Life Insurance is PERFECT for Long Term Savings

Updated: Oct 15, 2020

This blog article today is primarily in response to articles by fiduciary securities advisers like this one:

First a disclosure: I sell life insurance for long term savings. There. I said it. (Whew! It’s like “coming out of the closet”!)

The author of the article is an investment adviser. While I did not look up this person's credentials, it is safe to assume that she is a Series 65 Investment Adviser - A fiduciary securities adviser. Fiduciary securities advisers are, unfortunately, usually not experts on advanced uses of life insurance policies.

Let’s get right to the heart of the matter: Borrowing against your life insurance policy for retirement cash flow.

There are many numbers to balance here: