Can you save and fund retirement using ONLY life insurance?


Indulge me while I start out with this important fact:


The rate of return in cash value life insurance SUCKS!


And I don't care if you're talking about Whole Life or Indexed Universal Life or anything else.


So the question is basically this: Can I plan for a successful retirement using ONLY cash value life insurance and not doing any additional outside investing or leveraging my policy for other economic opportunities? Just the life insurance?