Most people have natural questions about all the kinds of work I do. 
This is a listing of the strategic services & solutions, insurance wealth contracts offered, along with things not offered.

Strategic Services Offered:

  • Retirement Income Tax Strategy Review*

  • Retirement Projection Gap & Risk Analysis*

  • College Funding & Financial Aid Maximization Strategies

  • Business Owner Alternative Tax-Deductible Financing Strategies

  • Debt Elimination Strategies

  • Housing Wealth and Mortgage Efficiency Strategies

  • Maximizing Your Social Security Retirement Benefits

  • Long Term Care Economic Impact Analysis

  • Efficient Wealth Transfer & Maximization

  • Estate Planning & Beneficiary Designation Check

  • IRS Regulated Retirement Plan Features, Benefits, and Terms Review, including 401(k)*, 403(b)*, IRA*, and Roth IRA*.

  • Charitable Planning

  • Business Protection Planning:

    • Business Overhead Expense, Disability Buy-Out, Loan Cancellation, Key Man Protection

  • Business Succession Planning such as Buy/Sell Agreements & Funding

  • Business Executive Benefits​

  • Company Installed Defined Benefit Retirement Plans (Pensions, Cash Balance, Money Purchase, etc.)

  • Company Installed Defined Contribution Retirement Plans (401k, 403b, SIMPLE IRA, ESOPs, etc.)

  • Securities or Investment Advice*:

    • Buying, Selling, Holding, Analysis of individual securities

    • Asset Allocation of Securities Portfolios

    • Institutional Money Management using Tactical Asset Allocation Strategies

Insurance Wealth Contract Solutions:

  • Term Life Insurance Contracts:

    • 1 – 30 Year Terms

  • Permanent Life Insurance Contracts:

    • Whole Life (Limited Pay & Lifetime Pay Variations)

    • Indexed Universal Life

    • Non-Lapse Guaranteed Universal Life

    • Single Premium Life 

    • Accelerated "Living" Benefit Riders​

  • Retirement Income Annuity Contracts:​

    • Fixed Immediate Annuity Contracts

    • Fixed Deferred Annuity Contracts

    • Fixed Deferred Indexed Annuity Contracts

    • Optional Lifetime and Joint Lifetime Income Benefit Riders​

Services and Solutions NOT Offered:

  • Checking or Savings Accounts

  • Credit Cards or Lines of Credit

  • Auto Loans or Leases

  • Credit Life, Disability, or Unemployment Insurance for Debt Obligations

  • Home Equity Products

  • Mortgages – Purchase or Refinance

  • Reverse Mortgages

  • Bookkeeping or Accounting

  • Checkbook Reconciliation

  • Debt Settlement Services

  • Consumer Credit Counseling

  • Bankruptcy Counseling

  • Credit Repair Services

  • Auto & Homeowners Insurance

  • Umbrella Liability Insurance

  • Health Insurance

  • Medicare Supplement or Medicaid Advantage

  • Group Insurance (Health, Dental, Vision, etc.)

  • Individual Securities*:

    • Stocks, Bonds, Mutual Funds, ETFs, Municipals, Corporates, Options, etc.

  • Variable Life Insurance Contracts*

  • Variable Annuity Insurance Contracts*

  • Tax Advice*

  • Legal Advice*

  • Legal Documents Preparation* (such as wills, trusts, etc.)

Specimen or sample documents may be provided for you to take to your licensed legal professional for advice and preparation for your situation.